First Home Mortgage

Karen Dulmage

Karen was born and raised in the DC metropolitan area and began her start in the mortgage business at the age of 19 when she worked as a receptionist and later in operations, while attending College.  Growing up around the business— her mother is a well-respected mortgage banker of 35+ years— she learned early on the importance of helping others and enjoying what you do. Upon graduating from Radford University in 2004, Karen became a production assistant to Countrywide’s largest producing loan officer in the mid-Atlantic region. She continued to move up the ranks, developing a wide breadth of experience, and went on to manage the FHA 203K renovation sales team on a national level. With over 14 years in the business, and having excelled in her numerous roles, Karen is now one of First Home Mortgage Corp’s leading loan originators. Her superior performance has earned her many accolades in her career to include President’s Club, Leader’s Club, Top Volume Production Team, and Top Purchaser Volume Team.

Karen and her team are dedicated to educating, communicating with, and providing unparalleled customer service to both their clients and their Realtor partners. The Dulmage team is experienced with real estate markets up and down the Eastern seaboard, having roots in DC, Maryland, Virginia, and North Carolina. They are proficient in a wide range of loan programs including VA, conventional, FHA, FHA 203K renovation loans, USDA, and VHDA, as well as home equity and new construction loans. Karen is also intimately familiar with the unique needs of Veterans when it comes to home financing, being the wife of a one of our U.S. military members herself. Karen’s vast foresight and thorough understanding of various loan programs enable her and her team to develop creative financing options that will gratify any buyer. With an in-house underwriting and processing team and superior customer service, Karen has become one of the area’s leading and most trusted mortgage loan originators. Licensed in DC, MD, VA, NC, PA, DE and NJ, Karen can help you wherever it is you intend to buy.

Colosi Spectrum


Home and business organizing. De-clutter, organize your rooms and closets. Assemble furniture and hang pictures. Organize and maintain business books.

We create environments that are

·         engaging, 

·         organized, and

·         promote efficiency.

We offer value to our clients by providing them with high quality consultations, and extraordinary service at a competitive price. We want to meet or exceed our client’s expectations on every project. We know that by doing so we turn clients into advocates for our business. Advocates do more than utilize our services; they talk about Colosi Spectrum with their friends and family. We want to serve our clients competently, efficiently, and knowledgeably.